When one of the biggest insurance companies in the world will not cover illnesses caused by exposure to electromagnetic radiation then recognition of the dangers that EMF is becoming common knowledge and dealt with – at last.

The UK agent Lloyd’s of London stated on February 18, 2015

“the Electromagnetic Fields Exclusion (Exclusion 32) is a General Insurance Exclusion and is applied across the market as standard. The purpose of the exclusion is to exclude cover for illnesses caused by continuous long-term non-ionizing radiation exposure i.e. through mobile phone usage.”

Lloyd’s of London, being one of the largest insurance companies in the world, often leads the way in protection by taking on risks that no one else will. It this case it obviously thinks that the odds are too high! It is interesting that Lloyd’s refused to cover mobile phone manufacturers against risks to users’ health in 1999. This latest decision is a natural follow-on but why has it taken 15 plus years?

School districts, school boards and school medical health officers around the world are taking note of this decision that Lloyd’s of London have now excluded any liability coverage for injuries,

“directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise.”

This includes the radio frequency radiation emitting from Wi-Fi and other wireless devices in schools.

Earlier, this year, France banned Wi-Fi in nursery schools. Schools in Germany, Austria, Israel and Australia have stopped using Wi-Fi altogether.

Associate Professor Olle Johansson from the Department of Neuroscience at the Karolinska Institute in Stockholm says

“the debate is over the spectrum of possible health problems arising is extraordinarily wide – from brain tumours and leukaemia to exhaustion, decreased memory and concentration and just feeling uncomfortable.

He adds

“The allowed radiation limits throughout the world are insane, to say the least. We are talking about values up to 1,000,000,000,000,000,000 (10 to the 18th) times higher than nature’s background radiation, to which the human body has adapted through many 100,000 of years, and within a couple of decades, we have all been surrounded by biblical levels of artificial radio-waves, well knowing that they have major impacts on both human and animal health.”

For those that children in schools that use Wi-Fi networks and have little or no regard for the electromagnetic radiation their pupils are being subjected to it is up to parents to lobby them to take note that when insurance companies will not insure because of EMF radiation then the problem is real!